Although not a true “San Diego Native”, Denise E Matthis has been a resident of San Diego since the age of 2. Denise is the Owner/Broker of DEM Financial Services & Real Estate, a boutique brokerage dedicated to promoting community pride thru home ownership and building & preserving generational wealth with real estate. As a buyer’s representative she is passionate and works with first time home buyers and veterans educating them on the home buying process and works with investors. As a seller’s representative she specializes in seniors, probate, and distressed property sales.

As a real estate professional Denise has earned the designation of SRES (Seniors Real Estate Specialist), CRS (Certified Residential Specialist), a designation awarded to less than 5% of Real Estate Professionals in the United States, ABR (Accredited Buyers Representative), MRP (Military Relocation Specialist), CMPS (Certified Mortgage Planning Specialist), SFR (Short Sale & Foreclosure Resource), Certified HAFA Consultant, CNE (Certified Negotiation Expert), CDPE (Certified Distressed Property Expert), and has earned Certified REO and Short Sale Designations from NAR (National Association of REALTOR®), Five Star Institute, LIONGATE Financial Network, and VRM University. She most recently received her certification as a Certified Probate Real Estate Specialist, the Master Certification from The Five Star Academy (REO) and was certified as a Real Estate Investment Planning Specialist from The National Commercial Real Estate Association (NCREA)

Denise manages, trains, and supports a team of over 10 professionals dedicated to promoting “Democracy in Housing” and creating wealth thru homeownership.

For over ten years Denise has earned recognition as a 5 Star Agent, an honor given to less than 7% of agents in one market. She also has been recognized by her local Association of REALTORS® for her educational accomplishments/real estate designations and is a silver award winner for her production.

Denise is active in her local REALTOR® Association Board, serving on the Board of Directors, Government Affairs, Housing Opportunity, and Education Committees. She was awarded Volunteer REALTOR® of the Year for 2009 by SDAR (San Diego Association of REALTOR®) and received the “Distinguished Woman of Color” Award from the NAACP in 2017. Denise is the Past President of the San Diego Network of Women’s Council of REALTORS® and served as the President of the National Association of Real Estate Brokers, San Diego Chapter from 2014 thru 2017. She served as the 2 Vice President of CAREB (California Association of Real Estate Brokers) after serving as their Regional Vice President and was elected to serve as their President October 2020.

Denise is single by choice. She is exceptional proud of her two nephews, two nieces, two God daughters and the numerous children that have “adopted ” her and considers her a “surrogate” mother. In her spare time Denise loves to read, travel and shop, and isn’t ashamed to admit she does not cook (not that she can’t cook but chooses not to cook) and enjoys Liturgical Dancing.